95% Mortgages Are Back

95% Mortgages Are Back

95% Mortgages Are Back! What’s the backstory? The government announced today that it will support lenders in offering mortgages with a loan-to-value (LTV) of 95 percent, which are deals for those with a 5% deposit. What is the significance of this? Since Covid, many banks and lenders

Read more

Stamp duty holiday extended

Stamp duty holiday extended

Stamp duty holiday extended The Chancellor, Rishi Sunak, presented the details of his spring Budget in Parliament today, outlining the government’s taxes and expenditure plans for the coming year. Two major policies are particularly relevant to homebuyers and sellers. Here is Firco’s take on what you should

Read more

‘Astonishing’ recovery for mortgage market

‘Astonishing’ recovery for mortgage market

‘Astonishing’ recovery for mortgage market! At the height of lockdown, dire predictions of economic disaster, huge job losses and a deep property market slump were relentless. It seemed there was no good news to be found. While uncertainty still prevails, sparks of hope are beginning to creep

Read more

New property trends emerge following lockdown

New property trends emerge following lockdown

New property trends emerge following lockdown! The property market is gradually showing signs of recovery and a number of new trends are emerging. It’s likely that these trends will continue to influence the market over the coming months. Sales rise due to high demand Pent-up demand and

Read more

Residential Property Review – September 2020

Residential Property Review – September 2020

Residential market shows strong momentum! The latest UK Residential Market Survey from the Royal Institution of Chartered Surveyors (RICS) shows a sharp acceleration in house price inflation, with the strongest reading reported at national level since 2016. The survey shows that all parts of the UK, with

Read more

Happy street name – more valuable home?

Happy street name – more valuable home?

Happy street name – more valuable home? Do you fall into the 92% of people who aren’t bothered about the street name when they are looking for a new home? If so, newly published research might make you change your mind. According to a new study*, this

Read more

Firco Mortgages

Firco Mortgages

You’re in safe hands! Buying a home is a major step that is much easier to take if you are well-informed and well-advised, regardless of whether you are a first-time buyer or someone who has moved before. Mortgage debt accounts for over 80% of total UK household

Read more

Buy-To-Let: Boost Your Finances

Buy-To-Let: Boost Your Finances

Boost your finances with a BTL! Whether it’s a place for the future, a family member or to fund your retirement, buying a property to rent out could help. There’s just something about property. In addition to buying your own home, a major milestone for many, owning

Read more

Remortgage Guide

Remortgage Guide

Making Remortgages Easier! When looking to buy a house the first thing you want to start doing is saving money for the deposit and all the other costs. But the savings shouldn’t stop there. Once you’ve bought your house there will be lots of expenses, such as

Read more