Happy street name – more valuable home? Do you fall into the 92% of people who aren’t bothered about the street name when they are looking for a new home? If so, newly published research might make you change your mind. According to a new study*, this
Read more →You’re in safe hands! Buying a home is a major step that is much easier to take if you are well-informed and well-advised, regardless of whether you are a first-time buyer or someone who has moved before. Mortgage debt accounts for over 80% of total UK household
Read more →Boost your finances with a BTL! Whether it’s a place for the future, a family member or to fund your retirement, buying a property to rent out could help. There’s just something about property. In addition to buying your own home, a major milestone for many, owning
Read more →Making Remortgages Easier! When looking to buy a house the first thing you want to start doing is saving money for the deposit and all the other costs. But the savings shouldn’t stop there. Once you’ve bought your house there will be lots of expenses, such as
Read more →Mortgage Top Tips! 1. Speak to an adviser as early as possible Before you start looking for a property to buy, it’s really worth speaking to us. We can help you work out how much you’re likely to be able to borrow, and give you useful hints
Read more →Stamp Duty Holiday Explained The chancellor has announced a temporary holiday on stamp duty on the first £500,000 of all property sales in England and Northern Ireland. The tax threshold has been temporarily raised until 31 March 2021 in order to boost the property market and help
Read more →Improving Instead of Moving The average time a homeowner in the UK stays in their property is 21 years*. This contrasts with the 1980s, when a fast-rising property market encouraged a move every eight years on average. Now though, high prices and Stamp Duty, combined with the
Read more →Bank of England cuts rates to 0.1% This month there’s been an emergency cut in interest rates in the face of coronavirus by 0.5% to 0.1% – the lowest in history. The rate cut is about trying to help businesses cope with the effects of the coronavirus
Read more →Government-Backed Mortgage Schemes Although the Mortgage Guarantee scheme closed in December 2016, the Equity Loan scheme and the Shared Ownership scheme are still in operation. Help to Buy: Equity Loan scheme This scheme, which is currently set to operate until 2021, is designed to help those who
Read more →What Does 2020 Hold For Property Market Resilience? Heightened economic and political uncertainty has cast a shadow over the property market in recent times. Although activity has been subdued in certain areas, as buyers and vendors hesitate, forward looking metrics indicate that market sentiment over the next
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