Making Mortgages Easier!

Here’s what we’ll need for all applicants to make your mortgage lives as easy as possible…

We want to keep things simple, so here is the ultimate mortgage document checklist so you know exactly what you need when applying for a mortgage. No matter what type of mortgage you are applying for – Residential, Buy to Let, Ltd Company or HMO… Just follow the list below to identify which document/s apply to you and any co-applicants;

Personal ID

Proof of Income

Bank Statements

Are You Purchasing A Property?

Are You A Current Landlord?

What format of documents do I need to send?
We’ll need a clear scan or photograph of your Photo and Address ID please. Or downloaded pdf documents are perfect for address ID.

We’ll run an electronic ID check alongside your documents, please be aware that lenders may wish to see a certified copy of your identification.

We’re stating the obvious now, but all photo ID must be signed, and valid and all address ID must show name, date and address. There are still some banks (you know who you are) giving copies of statements not showing name and address!

Although you can post originals to us, downloaded pdf’s are best for any utility bill’s or bank statements you may be sending to us.

Please note that the above isn’t an exhaustive list, since lenders will always reserve the right to request additional documents where they feel it is warranted. The above documents will however ensure that we can confirm that our initial advice and choice of lender are correct and accurate in terms of lending policy and criteria, we can complete an application form accurately and that the majority of lender document requests are held on file whilst handling your application.

Thank you in advance.

No matter what this year has in store, check in with us regularly to ensure you’re on the best products for your needs – lenders continue to offer attractive deals, we can find the most suitable one for you.

We don’t tend to publish mortgage rates on our website. In most cases rates are negotiable and based squarely on the individual circumstances of the borrower, their plans, assets and income.

Firco Mortgages is an independent mortgage broker that has strong relationships with the key lenders in the UK mortgage market, including those private banks who do not have a high-street presence. We arrange bespoke mortgage solutions for our clients, providing a tailored one-to-one advisory service, delivered face-to-face or remotely, depending on what suits you.

Please click on ‘Become a Client, Enquire Now’ at the bottom of the page and complete the enquiry form and we will normally contact you within the same working day during business hours or if you would prefer us to contact you outside normal business hours then please advise and we will quite happily do so. Alternatively you can email us with details about your requirements to or call us on 0151 372 0388

The above article is purely for information purposes and does not constitute advice.

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